May 17th, 2010 5:16 PM by Sherry Lee
No Matter how old or new your debt is, The Federal Trade Commission says debt collectors cannot harass, oppress or abuse you or any thrid parties they contact.
For Example, they cannot:
threaten to have you arrested
If you owe money that you cannot pay, ask for proof in writing. If you dispute the debt or any portion of it, write a letter disputing the debt as soon as you are made aware of it.